The National Association of Insurance Commissioners (NAIC) ordered auto insurers to institute partial reimbursements on auto policy premiums in April when the pandemic dramatically reduced vehicle driving in U.S. roads. As business and school closures and stay-at-home orders from the coronavirus outbreak cleared traffic on the nation’s highways, many of the largest auto insurers in […]

The way insurance companies set their policy prices is surrounded by a halo of mystery. In a recent study, ConsumerReports.org analyzed more than two billion quoted prices to understand the factors that increase rates. You know Flo. She is the charming apron-wearing promoter that says you that you can save more than $500 if you […]

The hardest question to answer after a motor vehicle accident is how much is one entitled to claim? To determine your accident settlement value, add up your medical bills, car repair bills, lost income, the cost of car rental, and pain and suffering. The insurance company is obligated to cover all medical related expenses, vehicle […]